Michael E. Golub, P.A.
Representing clients in Tavares and communities throughout central Florida.

Is a prenuptial agreement right for me?

If you are engaged and planning your wedding in Tavares, the one thing you do not want to overlook is a prenuptial agreement. You may think it is a contract that only benefits the wealthy, but it can be a beneficial document if you have children from a previous relationship, a business or assets. 

You might not enjoy the thought of creating a document that helps you to protect your interests in the event of a separation or divorce. However, finances often become a major aspect of marriages. To prevent turmoil, distress and a potential divorce battle if your marriage does not work out, consider the following information about prenuptial contracts

Individuals who may benefit from prenuptial agreements

Marriage can be a beautiful institution or may prove to not be right for certain couples. In the instance that a marriage does not work out, a prenuptial agreement may help to avoid certain marital disputes

If you are wondering whether a prenuptial agreement is right for you, it may be helpful to consider a few things. There are certain types of people who may benefit from a prenup.

The difference between mediation and uncontested divorce

As you and your spouse face divorce, you both know you want to take an approach that will have the most benefits to your finances and emotional health. You want to get the process over with as easily and quickly as possible.

Two choices you may have in your approach are a mediated divorce and an uncontested divorce. Both avoid litigation, save time and money and keep conflict in check. Despite the similar advantages, they are not the same thing. Understanding the differences between them can help you decide which one is the right fit for your situation.

What impacts may the Equifax breach have?

When the major credit bureau Equifax announced its customer files had been hacked, it caused a major uproar. Many people in Florida found out their files had been compromised and their sensitive information had been leaked. While Equifax worked to combat consumer fear, there was no erasing what had happened. Now consumers are left wondering what this means for their credit and finances in the future.

The main concerns stem from the fact credit card numbers, personal identifying information and even passwords or security codes could have been stolen. There is a high chance if a person's information was taken, he or she may face issues with credit fraud or identity theft in the future. The scariest part is there is no real time limit on how long consumers need to watch their credit for suspicious activity because it could be used years into the future.

When you should use your right to remain silent

If a law enforcement officer arrests you, you may hear those famous words, “You have the right to remain silent.” This is part of the Miranda warning, which refers to your Fifth Amendment protection to refrain from providing testimony that the prosecutor could use against you in court.

There are several situations when you should exercise this right.

4 things you need to do to financially survive a divorce

If you are the father and main breadwinner in your family, and you or your wife decide to end your marriage, you face the reality of providing for two homes. This can be a daunting thought, especially if you are used to barely getting by. As you prepare for your divorce and determine how to come out of it as unscathed as possible, there are a few things you can do to financially prepare.

1. Know your assets up front

The consequences of late credit card payments

Once you stop paying credit card bills, things can go downhill fast. If you get a sinking feeling in your stomach when your monthly bill comes in, it is crucial for you to understand the consequences of missing payments. Here is what you can expect to happen when your credit card bills are left unpaid.